Got this alert when I got up this evening 
| Alert: | Your FICO® score has exceeded your target score of 624 |
Score Watch alert/Changes to your FICO® Score
 | Your FICO® score has gone up to 645 on January 2, 2013. |
 | Target score alert: | Your FICO® score has exceeded your target score of 624. |
Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
Starting Score: 377EQ/350EX/400TU As of 11/2011
Nice bump. Congrats!
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Both of the SW alerts I have gotten in the last few days have given this reason: why is it listing the same thing all 4 times?
Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012 
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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