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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

+ 21

Got this alert when I got up this evening :smileyhappy:

 

 

Alert:Your FICO® score has exceeded your target score of 624

Score Watch alert/Changes to your FICO® Score

Your FICO® score has gone up to 645 on January 2, 2013.
Target score alert:Your FICO® score has exceeded your target score of 624.

Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:

  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Member
space10
Posts: 25
Registered: ‎12-11-2012

Re: + 21

Nice increase! Congrats!

Moderator
Shogun
Posts: 12,875
Registered: ‎04-15-2011

Re: + 21

Nice bump.  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: + 21

Thank You

Both of the SW alerts I have gotten in the last few days have given this reason:  why is it listing the same thing all 4 times?

 

 

Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:

  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown

 

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: + 21

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: + 21

Maybe it's referring to 4 different lates or it's just some sort of error. Regardless, that's a nice bump. Congrats!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: + 21

Congrats

Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: + 21

Nice work!!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
New Contributor
Sha80
Posts: 71
Registered: ‎10-23-2012

Re: + 21

Congrats!

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull


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