Got this alert when I got up this evening 
| Alert: | Your FICO® score has exceeded your target score of 624 |
Score Watch alert/Changes to your FICO® Score
 | Your FICO® score has gone up to 645 on January 2, 2013. |
 | Target score alert: | Your FICO® score has exceeded your target score of 624. |
Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
Starting Score: 377EQ/350EX/400TU As of 11/2011
Nice bump. Congrats!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Thank You
Both of the SW alerts I have gotten in the last few days have given this reason: why is it listing the same thing all 4 times?
Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown.
- You’ve recently missed a payment or the date of your most recent missed payment is unknown
Congrats on the increase!
Maybe it's referring to 4 different lates or it's just some sort of error. Regardless, that's a nice bump. Congrats!
Nice work!!
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012 