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Frequent Contributor
Posts: 262
Registered: ‎01-19-2013
0

23 points!!!

[ Edited ]

I'm so happy my TU went up 23 points in the last 24 hours....Looks like BofA has reported an open account on my credit. That alone caused my score to jump 23 points!!!! I can't wait until the CAP1 & USBank report. SO excited!!! Now if I can get these damn addresses removed from my CR I can start the DV process. This is the first steps in my credit journey.

ETA: BofA does report as secured

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Regular Contributor
Posts: 170
Registered: ‎06-24-2011
0

Re: 23 points!!!

Are those secured cards or unsecured?

Congrats!

I disputed my addresses with TU and they removed them a day later.
USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$500 NFCU-$12500 Walmart-$800 BestBuy $1000 Navcheck 3000



2-4-14 Gardening
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Regular Contributor
Posts: 204
Registered: ‎09-17-2007
0

Re: 23 points!!!

Wow thats Awesome!! Congrats.


Starting Score: 433
Current Score: 700
Goal Score: 750


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Frequent Contributor
Posts: 262
Registered: ‎01-19-2013
0

Re: 23 points!!!

All secured. I had a few removed but EQ says I can't remove the rest because they are tied to TL's. But from what I've read I need to have them removed for my medical disputes.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: 23 points!!!

Very nice bump!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Member
Posts: 4
Registered: ‎10-18-2012
0

Re: 23 points!!!

Congrats!

Established Contributor
Posts: 573
Registered: ‎10-21-2012
0

Re: 23 points!!!

Great job, congrats!! Smiley Happy



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Re: 23 points!!!

Congrats!!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: 23 points!!!

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Contributor
Posts: 106
Registered: ‎12-28-2012
0

Re: 23 points!!!

Is my score gonna go up if i open a bofa secured cc?

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
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