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23 points!!!

Frequent Contributor

23 points!!!

I'm so happy my TU went up 23 points in the last 24 hours....Looks like BofA has reported an open account on my credit. That alone caused my score to jump 23 points!!!! I can't wait until the CAP1 & USBank report. SO excited!!! Now if I can get these damn addresses removed from my CR I can start the DV process. This is the first steps in my credit journey.

ETA: BofA does report as secured

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 1 of 13
12 REPLIES
Regular Contributor

Re: 23 points!!!

Are those secured cards or unsecured?

Congrats!

I disputed my addresses with TU and they removed them a day later.
USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 2 of 13
Highlighted
Regular Contributor

Re: 23 points!!!

Wow thats Awesome!! Congrats.


Starting Score: 433
Current Score: 700
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 13
Frequent Contributor

Re: 23 points!!!

All secured. I had a few removed but EQ says I can't remove the rest because they are tied to TL's. But from what I've read I need to have them removed for my medical disputes.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 4 of 13
Moderator Emeritus

Re: 23 points!!!

Very nice bump!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 13
New Member

Re: 23 points!!!

Congrats!

EQ 600 TU 597 EX 622
Target: 700 All Bureaus
Message 6 of 13
Established Contributor

Re: 23 points!!!

Great job, congrats!! Smiley Happy



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 7 of 13
Established Contributor

Re: 23 points!!!

Congrats!!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 8 of 13
Valued Contributor

Re: 23 points!!!

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 13
Contributor

Re: 23 points!!!

Is my score gonna go up if i open a bofa secured cc?

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
Message 10 of 13