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+26

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hoping2rebuild
Established Contributor

+26

Just got my SW alert and my score is up +26 Smiley Very Happy

 

Checked report and an old repo (2008) is gone it is also gone from EX as well

I don't know why it was removed but I am not one to look a gift horse in the mouth.

 

p.s. I am past SOL I know that has nothing to do with it but it's also nice to know this

isn't some pre-suit trick

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 1 of 7
6 REPLIES 6
sphinx313
Established Contributor

Re: +26

Congrats on the points and the negative removed from your reports! Remember, if 2008 was the DOFD, you still have 3.5 years for it to be sold to another CA, so just keep a lookout for that unless it was $0.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


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Message 2 of 7
hoping2rebuild
Established Contributor

Re: +26

The OC removed the account

 

I wonder if they are losing their relationships with the big 3?

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 3 of 7
sphinx313
Established Contributor

Re: +26

It is definitely strange. How much was it for, if I may ask? The thing is, if the OC isn't reporting, it doesn't mean at all that they can't still sell the debt and soon some bottomfeeder CA is going to pop up for the balance. Again, I don't know why the OC would remove the TL, but the victory is bittersweet because there is still time for someone to report.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 7
hoping2rebuild
Established Contributor

Re: +26

 

The repo was with drivetime

 

it was also removed from my hubby's reports,  I wonder if they are coming off others reports too?

 

we haven't had any contact with them since 2009.


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 5 of 7
madmann26
Valued Contributor

Re: +26

Congrats!! I wouldn't question it now only if it shows back up.

Current FICO 9 Scores



Message 6 of 7
Cadillac-XTS
Established Contributor

Re: +26

+1

Message 7 of 7
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