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28 point equifax jump

Frequent Contributor

28 point equifax jump

never expected that!



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Message 1 of 11
10 REPLIES
Moderator Emeritus

Re: 28 point equifax jump

Happy Dance!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 11
Highlighted
Established Contributor

Re: 28 point equifax jump

Woohoo, nice!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 3 of 11
Valued Contributor

Re: 28 point equifax jump

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 11
Valued Contributor

Re: 28 point equifax jump

That is really great!

 

See...All that hard work is starting to pay off!

 

Keep at it LoveGoodCredit!

 

You can do it!


Starting Score: EQ 653 6/21/12
Current Score: EQ 703 8/5/17 - EX 743 8/5/17 - TU 731 8/5/17
Message 5 of 11
Frequent Contributor

Re: 28 point equifax jump

Nicely done! Congrats! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 6 of 11
Valued Contributor

Re: 28 point equifax jump


LoveGoodCredit wrote:

never expected that!


What caused the increase?

Message 7 of 11
Frequent Contributor

Re: 28 point equifax jump

HI!  I am not sure I cant view my report right now.  Equifax wants me to fax them my DL in order to review my report.  I am assuming it is because I have passed the 6month mark for ontime payments on a CC and car loan and then got down to only two collections.

 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Message 8 of 11
Frequent Contributor

Re: 28 point equifax jump

Awesome! Your getting there!


Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 9 of 11
Valued Contributor

Re: 28 point equifax jump

How old are the last 2 collections?

 

Have you been trying to have them removed?

 

Also...You are doing great!


Starting Score: EQ 653 6/21/12
Current Score: EQ 703 8/5/17 - EX 743 8/5/17 - TU 731 8/5/17
Message 10 of 11