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29 point increase for EQ!

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MissMia75
Frequent Contributor

29 point increase for EQ!

I recently opened a FP card with a $300 credit limit.  I was curious to know what my scores were.  So, I broke down and purchased the EQ SW and learned my score is 578.


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***


Message 1 of 18
17 REPLIES 17
Booner72
Senior Contributor

Re: 29 point increase for EQ!

YES!  Congrats.  One point at a time, baby!

 

(so do you have your current score set  on "settings"?  I think that way you get a score alert if it changes - So now that your score is 578, go into settings and put it to 578.  Hopefully then you won't have to keep buying "today's score".... or did you already do that?)

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 2 of 18
MissMia75
Frequent Contributor

Re: 29 point increase for EQ!

Thanks lady!  I will do it right now.  No I have 1 left... Im gonna hold on to if for dear life... LOL


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***


Message 3 of 18
MissMia75
Frequent Contributor

Re: 29 point increase for EQ!

Your alert preferences have been successfully updated.

 

Done! I am anticipating big things to be deleted within the next 30 days... Woo hooo...  All I need is a 600 and I am currently 22 points away.  EX is my only concern at this point.  My lender will be re-pulling my credit on 7/6 to see what it currently looks like.


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***


Message 4 of 18
sassymomof2
Frequent Contributor

Re: 29 point increase for EQ!

Congrats on the score boost! Btw who is ur lender. I was told I needed a 620 (640) to be on the safe side. My EQ is 605 as of yesterday.

Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
Message 5 of 18
MissMia75
Frequent Contributor

Re: 29 point increase for EQ!


@sassymomof2 wrote:
Congrats on the score boost! Btw who is ur lender. I was told I needed a 620 (640) to be on the safe side. My EQ is 605 as of yesterday.


I am an employee of the bank that is lending to me.  However, I spoke with a Wells Fargo rep today and was told 600 as well (FHA).


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***


Message 6 of 18
sassymomof2
Frequent Contributor

Re: 29 point increase for EQ!

Thanks!

Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
Message 7 of 18
Erin28
New Contributor

Re: 29 point increase for EQ!

What is an FP card?

Slowly, But Surely
Message 8 of 18
MissMia75
Frequent Contributor

Re: 29 point increase for EQ!


@Erin28 wrote:

What is an FP card?



First Premier


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***


Message 9 of 18
Erin28
New Contributor

Re: 29 point increase for EQ!

Are these cards easier to get with not so good credit?

Slowly, But Surely
Message 10 of 18
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