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3 Collections fell off EQ nice score increase

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scorpiostinger07
Regular Contributor
‎10-31-2013 10:45 PM
‎10-31-2013 10:45 PM

3 Collections fell off EQ nice score increase

Got a nice Suprise tonight when I updated my EQ report and seen that 2 collections and 1 CO had reached the 7 year mark and were deleted. My FICO score has been all over the place but got a nice jump from 601 to 641. I have 1 collection and 2 CO left and they will fall off in 2014 and 2015.

Starting Score: 433
Current Score: 700
Goal Score: 750

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Message 1 of 7
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09Lexie
Moderator Emerita
‎11-01-2013 12:11 AM
‎11-01-2013 12:11 AM

Re: 3 Collections fell off EQ nice score increase

Congratulations!

Closing Credit Cards

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credit_challenged09
Regular Contributor
‎11-01-2013 03:45 AM
‎11-01-2013 03:45 AM

Re: 3 Collections fell off EQ nice score increase

same happened to me to... my EQ FICO is now 667 so i gained about 32 points!!!  i had a total of 3 that fell off as well... I'm happy!!!!

 

I have quite a few due to fall off between march and december ......my chapter 13 should fall off in december 2014...

 

Keep up the great work!!!

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
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Timbrooks08
New Contributor
‎11-01-2013 05:14 AM
‎11-01-2013 05:14 AM

Re: 3 Collections fell off EQ nice score increase

That's great. I don't know why but when I removed all of my co it made me feel more responsible and made me feel like I had accomplished a major goal. Keep up the good work.
Message 4 of 7
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coldnmn
Mega Contributor
‎11-01-2013 05:16 AM
‎11-01-2013 05:16 AM

Re: 3 Collections fell off EQ nice score increase

It feels great to see people start a positive road to recovery on their credit journey Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 7
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creditscoreEE
Frequent Contributor
‎11-01-2013 07:32 AM
‎11-01-2013 07:32 AM

Re: 3 Collections fell off EQ nice score increase

Congrats Smiley Happy
Samsung mobile
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newmomnewme
Valued Contributor
‎11-01-2013 07:36 AM
‎11-01-2013 07:36 AM

Re: 3 Collections fell off EQ nice score increase

Congratulations!!! I am tempted to check my scores today because its the 1st of the month....I would like to see what has "fallen" off... LOL

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
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