@Anonymous wrote:
Im curious, how did u qualify for so many and such high lines of credit? Our scores are pretty close and I was denied the Cap1 Plat!! Im guessing ur AaoA is pretty good. Exp. reports my elecrtic bill that is 18 yrs old with no missed payments but TU & EQ dont show that acct.
@I do have the advantage of a fairly long history with Cap One since 2011. Basically I just paid my balances down, and began "cycling" my spending through the cards and requested CLI's every 6 months. I've made sure to keep current on everything since late 2014 when I started this adventure. I began in Dec 2014 by paying down my cards and "using" them instead of just keeping them maxxed out, paying them in full several times per month. In Feb 2015 they went from $300/$500 to $800/$1500. In March, I apped and got a Barclay's Reward MC with a $1K limit. Then in Sept 2015, they went to $2300/$3500, and I combined them into one $5800 card, and applied for another Platinum @ $500, and Barclays auto-increased to $1400. The new Platinum one went to $1500 in December 2015, about the same time I got an offer for a Walmart Card ($500). The Walmart card auto-increased to $1200 in Jan 2016, and a couple weeks later I called and got it bumped to $3000.
The Fingerhut line I got in Dec 2014, and I've never used it.
My scores were low 500's in Dec 2014, and are low 600's now.
AAoA is just over 3 years.
