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3 out of 3 CA Deletions

Valued Contributor

3 out of 3 CA Deletions

Hi Everyone.

Just wanted to say that GW emails can and do work! 

I had 3 CA accounts with Afni, Credit Protection Assoc., and RJM Acquisitions.  I sent emails to each of them requesting a delete since they had been paid and I received a response back from each stating that they have requested that the accounts be deleted from all three bureaus.

I am sooooo happy.  This should really give my score a boost!

 

Thanks myfico Fam for all the great advice and information!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 1 of 25
24 REPLIES
Frequent Contributor

Re: 3 out of 3 CA Deletions

Congrats!! Those are some good CAs to work with from what I hear. Thanks for letting us all know...gives us motivation to continue Smiley Happy


Starting Score: EQ = 550; TU = 491(2/10/12)
Current Score: EQ = 669; TU = 674(6/20/14)
Goal Score: 700+


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Message 2 of 25
Frequent Contributor

Re: 3 out of 3 CA Deletions

AWESOME. Would love to have that AFNI contact for my DW!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 3 of 25
Blogger

Re: 3 out of 3 CA Deletions

Congratulations, must be an amazing feeling.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 4 of 25
Valued Contributor

Re: 3 out of 3 CA Deletions


bbb3601 wrote:

AWESOME. Would love to have that AFNI contact for my DW!


Check your PM.  You've got mail!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 5 of 25
Valued Contributor

Re: 3 out of 3 CA Deletions


FrugalRican wrote:

Congratulations, must be an amazing feeling.


Very much so!  Words can't describe how excited I am. 



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 25
Valued Contributor

Re: 3 out of 3 CA Deletions

3for 3 it doesnt get better than that CONGRATS!!


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Chase freedom 800 Never take NO for an answer!!
Message 7 of 25
New Contributor

Re: 3 out of 3 CA Deletions

Could you PM me the GW letter that you used?  I have some paid collections I would like to try sending GW letters on.

 

Thanks!


Starting Score: TU:437 (2009)
Current Score: TU:659 (06/2012) / 647 (11/2011)
Goal Score: TU:720


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Message 8 of 25
Regular Contributor

Re: 3 out of 3 CA Deletions

I just failed at an attempt to goodwill Credit Protection Association by phone. They told me the original creditor (Charter Communications) would have to delete the item before they could delete it thru the CRA's. Charter told me the exact opposite. Your victory gives me hope.
Wallet:
CapOne QuicksilverOne $500/VS $700/Express $500/Walmart $2000/Old Navy $600/SC Telco Visa $1K/HH Gregg $1500/Target REDcard $200



Message 9 of 25
Valued Contributor

Re: 3 out of 3 CA Deletions

Awesome job! Glad to hear you got CPA to delete. They wouldnt even reply to my GW request on a paid collection account. And it was only like 9 or so months away from completely dropping from my CRs because it was that old. That and I live like 45 minutes away from their office in TX. You must have found the right person, on the right day or something, lol. Or just really awesome GW skills. Smiley Very Happy

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Message 10 of 25