Sorry for the stupid question.
I have a short sale on all 3 of my credit reports and I had to be delinquent before they would even start the process. I have numerous months of 30, 60, 90, 120 late payments before the completion of the SS.
If I cannot get the SS off of my credit report, is it worth a try to get the 30, 60, 90, 120 late payments off of my report or does it not matter?
Thank you.