Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 22
Registered: ‎03-12-2010
0

30 day late removal=41 PT Increase!!!!

Thanks to you guys on the forum and the power of the GW letter, Wells Fargo dealer services removed my 30 day late from 12/2012 (I faxed a letter to them about a month ago)  Smiley Happy

I am sooo happy.Smiley Happy

I'm 2 for 2 with the GW letters  

My score was 610 on 3/24 now its 651 Im sure a few other things played a part but I know most of it was from the 30 day late being removed.   



Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: 30 day late removal=41 PT Increase!!!!

Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012
0

Re: 30 day late removal=41 PT Increase!!!!

Established Member
Posts: 22
Registered: ‎03-12-2010
0

Re: 30 day late removal=41 PT Increase!!!!

Thanks Guys and I am definitely doing a happy dance.



Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: 30 day late removal=41 PT Increase!!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 784
Registered: ‎08-13-2011
0

Re: 30 day late removal=41 PT Increase!!!!

keep up the great work, awesome job!!!!! Smiley Happy





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Established Member
Posts: 22
Registered: ‎03-12-2010
0

Re: 30 day late removal=41 PT Increase!!!!

Thank you



Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Contributor
Posts: 100
Registered: ‎12-10-2012
0

Re: 30 day late removal=41 PT Increase!!!!

NIKJ - Would you be able to PM me the contact info and GW letter you used? I have a couple lates from 2011/Jan 12 that I would love to see go....
New Visitor
Posts: 1
Registered: ‎04-28-2013
0

Re: 30 day late removal=41 PT Increase!!!!

Can you forward me the letter that you sent to Well Fargo.  I'm having an issue with them as well.  Thanks and congrats

Established Contributor
Posts: 971
Registered: ‎02-14-2013
0

Re: 30 day late removal=41 PT Increase!!!!

Congrats! That is a very nice bump!!
EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.