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Established Member
NIKJ
Posts: 22
Registered: ‎03-12-2010
0

30 day late removal=41 PT Increase!!!!

Thanks to you guys on the forum and the power of the GW letter, Wells Fargo dealer services removed my 30 day late from 12/2012 (I faxed a letter to them about a month ago)  :smileyhappy:

I am sooo happy.:smileyhappy:

I'm 2 for 2 with the GW letters  

My score was 610 on 3/24 now its 651 Im sure a few other things played a part but I know most of it was from the 30 day late being removed.   



Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: 30 day late removal=41 PT Increase!!!!

Senior Contributor
DaBears
Posts: 3,930
Registered: ‎10-26-2012
0

Re: 30 day late removal=41 PT Increase!!!!

Established Member
NIKJ
Posts: 22
Registered: ‎03-12-2010
0

Re: 30 day late removal=41 PT Increase!!!!

Thanks Guys and I am definitely doing a happy dance.



Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: 30 day late removal=41 PT Increase!!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
traveler2005
Posts: 524
Registered: ‎08-13-2011
0

Re: 30 day late removal=41 PT Increase!!!!

keep up the great work, awesome job!!!!! :smileyhappy:





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 675, Exp 653.,Eq 655
Goal Score: 700 across the board


Take the FICO Fitness Challenge
Established Member
NIKJ
Posts: 22
Registered: ‎03-12-2010
0

Re: 30 day late removal=41 PT Increase!!!!

Thank you



Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Contributor
elleng81
Posts: 100
Registered: ‎12-10-2012
0

Re: 30 day late removal=41 PT Increase!!!!

NIKJ - Would you be able to PM me the contact info and GW letter you used? I have a couple lates from 2011/Jan 12 that I would love to see go....
New Visitor
Nia1519
Posts: 1
Registered: ‎04-28-2013
0

Re: 30 day late removal=41 PT Increase!!!!

Can you forward me the letter that you sent to Well Fargo.  I'm having an issue with them as well.  Thanks and congrats

Frequent Contributor
Deltadog03
Posts: 345
Registered: ‎02-14-2013
0

Re: 30 day late removal=41 PT Increase!!!!

Congrats! That is a very nice bump!!
EX: 619 (FICO) 3/14/14
EQ: 587 (FICO) 3/14/14
TU: 579 (FICO) 3/2/14

Goal: 700 Across the board In Garden until 4/1/16
Merrick Bank (0/500) Cap 1 Secured (0/201) Cap 1 Plat (0/300)

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