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Frequent Contributor
Shokk
Posts: 384
Registered: ‎06-21-2013
0

30 point drop?

Hey all.

 

Yes, these are FAKO scores, but just updated via EQ Credit Watch.  Score dropped about 30 points.  No new accounts, no new baddies or anything.  I know FICO is the only one to really trust, but it seemed a bit odd to see such a big drop.  My overall util actually went down 1%.  Not gonna pay for FICOs till I get more baddies removed.

 

I've been using my new rewards card to pay for stuff, so the util on that card is high till I pay it, but its not even reporting the new balance yet.  EX dropped about 8 points and TU didn't move at all.

 

Ideas?

I don't know my start scores, but low 500s. 6/13

8/13/13
EQ FAKO - 578 -- 8/2013 - 596 FICO - 9/3 - 641 10/2014 - 662
EX FAKO - 633 -- 8/2013 - 652 2/22 - 668 (FICO)
TU FICO - 621 -- 8/2013 -645 3/12 - 644 6/3 - 670 10/2014 - 670
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: 30 point drop?

I really wouldn't let it worry you like you said it's a FAKO score and most likely way off anyway.

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Contributor
Burned2manybridgesB4
Posts: 2,302
Registered: ‎03-15-2012
0

Re: 30 point drop?

+1 every time my fakos drop, I get fico increase.
RIP: AxHH (11-25-14)


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