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Frequent Contributor
Shokk
Posts: 364
Registered: ‎06-21-2013

30 point drop?

Hey all.

 

Yes, these are FAKO scores, but just updated via EQ Credit Watch.  Score dropped about 30 points.  No new accounts, no new baddies or anything.  I know FICO is the only one to really trust, but it seemed a bit odd to see such a big drop.  My overall util actually went down 1%.  Not gonna pay for FICOs till I get more baddies removed.

 

I've been using my new rewards card to pay for stuff, so the util on that card is high till I pay it, but its not even reporting the new balance yet.  EX dropped about 8 points and TU didn't move at all.

 

Ideas?

I don't know my start scores, but low 500s. 6/13

8/13/13
EQ FAKO - 578 -- 8/28 - 596 FICO - 9/3 - 641
EX FAKO - 633 -- 8/28 - 652 2/22 - 668 (FICO)
TU FICO - 621 -- 8/28 -645 3/12 - 644 6/3 - 670
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Senior Contributor
myjourney
Posts: 25,241
Registered: ‎02-07-2013

Re: 30 point drop?

I really wouldn't let it worry you like you said it's a FAKO score and most likely way off anyway.

"Intelligence plus character--that is the goal of true education"
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Last 5 apps 6/6/13
Valued Contributor
Burned2manybridgesB4
Posts: 1,405
Registered: ‎03-15-2012

Re: 30 point drop?

+1 every time my fakos drop, I get fico increase.

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