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04-19-2011 10:58 AM
Oh yeah... Doing the happy dance!!!! myFICO rocks!!!!!!!!!!!
Discover: Lates removed
Santander #1: Late removed. (updated today, just talked to them yesterday)
Santander #2: Said late would be removed (haven't updated yet)
3 Medical Collections removed.
Portfolio: Added a collection (Sent DV and awaiting. Prepared to offer PFD)
That's it so far this week!
04-19-2011 02:14 PM
Congratulations on the increase! Santander is very difficult and that is awesome you got the lates deleted. I have have 3 30 day lates that reported 2009 that I have been trying to get removed on a loan that I PIF this past Jan and I wanted to know did you send GW letters or were you able to get the late(s) deleted via phone? If you have any specific e-mail or contact information for someone there would you please PM me the information? I am trying to get pre qualified for home loan. Thank you!
04-19-2011 02:22 PM
Chelsea, acutally I just launched an email off their website to their payment department. I got an email back from them 3 days later with a number to call. I called the number and got ahold of a nice guy who said he would update my account. I had two accounts and a late from each one that stemmed from when they switched from HSBC Auto and Citi Auto. Just talked to him yesterday and one account already updated today.
04-19-2011 02:41 PM
Can you hit the rest of us who have been through this with Santander the number? You can message it to me. Thanks!
04-19-2011 02:44 PM
Please contact Santander Consumer USA Credit Dispute Hotline at 866-923-9282 or 214-237-3430 for further instruction on how to have your credit reporting inaccuracies verified.
04-19-2011 02:45 PM
The guy was super helpful. I did have a legitimate dispute and am 6 months ahead on current payments. That might have helped but good luck!. YMMV
04-19-2011 02:50 PM
I hope there's no problem with posting the number. It's a generic number, not to anyone in particular so I don't think it violates anything. If it does, sorry in advance and I'll take my spanking and learn. Thanks.
04-20-2011 12:34 AM
Could you tell me what credit monitoring service you used? I am currently trying to find one that monitors my score on a daily basis....