What a great way to start my Thursday, got an email alert that my Experian report had changed, well surprise surprise (in my Gomer Pyle voice...lol) 32 points! Whoa!! Utilization was clearly choking my credit report. Now to begin my goodwill campaign to try to get some lates from 2010-2013 removed.
Great bump, grats to your success 
Thank you!!
Congrats!
Thank you!!!
@Anonymous wrote:Wow! Did you pay down on just one card? Curios what your % change on that card or overall utilization was? Congratulations!
Prior to that I paid down several cards in August and Experian barely moved...2 points here maybe 5 points there nothing very significant. I think this was the last one to report it went from 73% down to 2%. I think it may be a combination of all the my cards getting paid off for the large point increase. I am trying to use the method of all my cards reporting zero with only one reporting 1-2%. And to keep my cards from going dormant and possible closure I am going to use them to auto pay a few utilities and then pay it off before the statement cut.
Hope this information helps :-)
Great news! Mine are all paid under 10%, but only 1/5 reporting $0...and one card is 38% going down to $0 soon.... I'm hoping for something similar once mine all update.
@Anonymous wrote:Great news! Mine are all paid under 10%, but only 1/5 reporting $0...and one card is 38% going down to $0 soon.... I'm hoping for something similar once mine all update.
I hope so too for ya! 
Good for you! Congrats!
