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Valued Member
Posts: 28
Registered: ‎11-15-2011
0

33 pt increase i

I just received a notification that there has been a change to my credit report. I signed on to myfico and it resulted in a 33 point increase. The change was 2 30 day lates good willed away. Great great feeling. 583 to 616. Thanks everyone for your help and direction
New Contributor
Posts: 73
Registered: ‎01-19-2009
0

Re: 33 pt increase i

Congrats!Smiley Very Happy


tommyd1919 wrote:
I just received a notification that there has been a change to my credit report. I signed on to myfico and it resulted in a 33 point increase. The change was 2 30 day lates good willed away. Great great feeling. 583 to 616. Thanks everyone for your help and direction

 

Senior Contributor
Posts: 4,189
Registered: ‎03-24-2008
0

Re: 33 pt increase i

 33 points  Yes thats a Wonderful feeling!!Smiley Wink  Keep up the great work.

 

If you dont mind me asking,  When did the 30day lates occur?

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
New Contributor
Posts: 73
Registered: ‎08-28-2007
0

Re: 33 pt increase i

Congrats!!

Starting Score: 464
Current Score:
02/22/13 EQ 562 EX ??? TU 570. 03/01/13 EQ 571 EX ??? TU 609

Goal Score: 650


Take the myFICO Fitness Challenge

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: 33 pt increase i

That's great, Congrats on the boost!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Member
Posts: 23
Registered: ‎05-07-2012
0

Re: 33 pt increase i

Congrats! That is a nice boost!!

 

how recent were the lates?


Starting Score:(5/12) EQ 504 TU 495
Current Score: (3/13)EQ 634 TU 639
Goal Score: 665


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New Visitor
Posts: 39
Registered: ‎05-14-2007
0

Re: 33 pt increase i

Congrats!!!
Valued Member
Posts: 28
Registered: ‎11-15-2011
0

Re: 33 pt increase i

The 30 day lates were from early 2012. I have to be honest, I was about to the point of throwing in the towel. Many many many GW letters with no forward movement gets draining. However now my heads back in the game. These 33 points has renewed my drive.
Frequent Contributor
Posts: 355
Registered: ‎02-16-2013
0

Re: 33 pt increase i

So what do you say is the best GW method for those needing to remove some lates?
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Valued Member
Posts: 28
Registered: ‎11-15-2011
0

Re: 33 pt increase i

Persistence. I have heard of sending one GW letter with success but that's usually not the case. Also research, on this site, for people who have ha GW success with companies you are dealing with and get advice from them. They might even have back door names and numbers. Good luck

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