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33 pt. jump in my score today.

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Anonymous
Not applicable

33 pt. jump in my score today.

My new Cap1 card reported on my equifax report today, got a score watch alert and my score went from 616 to 649! I'm so happy right now, just thought I had to tell someone. Thanks.

Message 1 of 7
6 REPLIES 6
tinuviel
Moderator Emeritus

Re: 33 pt. jump in my score today.

Congratulations! Smiley Very Happy

 

I know how happy I've been when I've had a significant score spike, so I really feel glad for you. Welcome to the Cap 1 family!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 2 of 7
fiftystacks
Member

Re: 33 pt. jump in my score today.

Great News. Did you pay off the Cap one CC. Asking becuase I paid off mine off along with 3 others on Jan 9th 2011 and I am hoping to see a jump in my score.

1/13/2011 TU - 625 EQ - 593
1/23/2011 TU - 665 EQ - 610
2/03/2011 TU - 690 EQ - 647
4/1/2011 TU - 692 EQ - 668 - Exp.646
Message 3 of 7
luvsandyshores
Regular Contributor

Re: 33 pt. jump in my score today.

CongratulationsSmiley Very Happy

CH13 confirmed 1/2016
Message 4 of 7
joymonica79
Valued Member

Re: 33 pt. jump in my score today.

Congrats, I'm hoping for the same thing. I applied online using my new "married" name and got a letter in the mail asking for verification of my identity. I'm hoping that's because they are actually considering me and just want to be sure I am who I say I am. It would be a real bummer if I send them the docs to have them deny me.

 

But once again, CONGRATS!! If you don't mind me asking, what CL did you receive?


Starting Score: EQ 601 TU 593 12/2010
Current Score: EQ 707 TU 673 EX 677 via PSECU as of 9/3/2011
Goal Score: 730 by 11/2011

Take the FICO Fitness Challenge
Message 5 of 7
Anonymous
Not applicable

Re: 33 pt. jump in my score today.

The Cap1 card I got is acutally a secured card with a $300 CL. My statement actually cut on Jan. 14 but it says on my report that Capital one reported on Jan 1, 2011. I made my first payment on it on Dec. 31. I'm not sure but I'm thinking that they may have reported after that intial payment because most people have been waiting quite a while for capital one to start reporting to the credit agencies. Either way, I'm very happy with the increase although I pulled my transuion fico and it hasn't been reported there yet.

Message 6 of 7
Anonymous
Not applicable

Re: 33 pt. jump in my score today.

Congratulations that's awesome!

 

DO you need more credit lines to work with however?  If so, I know of a few that might help.

Message 7 of 7
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