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+ 34 points EX for paying util. down

Regular Contributor

+ 34 points EX for paying util. down

I got a 34 point increase today (Experian)  for paying util. on my only cc from 95% to 3%.  I was hoping to see a higher increase, darn.
MyFico's:
June 09: TU 591, EQ 526, EX 576
June 10: TU 647 EQ 643, EX 661
March 12: TU 700 EQ 700
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2 REPLIES
Established Contributor

Re: + 34 points EX for paying util. down

Congrats. A 34+ boost in such a short amount of time was something that I originally thought was impossible. Now, I assume by util at 3%, you mean that only 3% separates your balance from limit, correct? I'm still a newbie Smiley Wink Either way, good job.
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Valued Contributor

Re: + 34 points EX for paying util. down

3% util means you are only using 3% of your credit lines. Thus, if you had 100 in credit lines, you would be using 3 bucks. Prior to that the original poster was using the equivalent of 95 dollars of credit out of 100.
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