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35pt difference from Lender pull vs. myFICO pull?

Established Contributor

Re: 35pt difference from Lender pull vs. myFICO pull?

my TU FICO score was higher when pulled by Discover by 19 points vs the TU score here. Also the score I got from Discover had some collections that have since be removed so my score should have shot up some bit. I actually called Discover again the other day to review my account for CLI and the guy told me my score was pretty high but couldn't approve my CLI due to my utilization being high. He said to call back again in december and I may have a chance then as long as my utilization has decreased


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
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New Contributor

Re: 35pt difference from Lender pull vs. myFICO pull?

There is definitely a variation in the scores. My last lender pull in my siggies was higher than myfico. Since the pull my GW eemails/letters faxes have been very successful. I cant wait to see what my new scores will be next month.


Starting Score:
EXP 567 (6/8/11) EQ 610 (6/8/11) TU 646(6/8/11)

Current Score:
EXP 628 (10/19/11) EQ 652 (11/13/11) TU 693 (10/19/11)

Goal Score: ALL Above 700
Frequent Contributor

Re: 35pt difference from Lender pull vs. myFICO pull?

My TU score is actually a bit higher than what the myfico score shows.  I think it is 7 points difference.