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$37, 11 points. Go figure.

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Anonymous
Not applicable

$37, 11 points. Go figure.

Yes, I know, I know, correlation is not causation. But I lol'ed anyway.

 

Alert from MyFICO.  EQ shows a drop of $37 on one account (a gas card) and +11 points.  Okay, I'll take it.  Either something else fell off the report (just about due for that) or the fact of zeroing one more account had that much of an effect.  Yes, it went from $37 bal to zero.  Very hard to keep a gas card at zero when the whole family drives.

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Anonymous
Not applicable

Re: $37, 11 points. Go figure.

Smiley Very Happy  Ain't that the truth.

 

For whatever reason you got the boost, congratulations.  It boost is always a plus.

 

Have a great weekend.

Message 2 of 3
vertekal
Regular Contributor

Re: $37, 11 points. Go figure.

I usually see the opposite .. balance dropped, no change. Balance dropped again, no change. One of my balances increased by $4 .... -17 point drop. 

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

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