4 Collections deleted in 1 week!!

[Anonymous]

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@Jaydawg220 wrote:
Oh ok got it thanks. I have 5 collection accts. Darn, I played 2 of them in full a few days ago and am waiting for them to be removed. I thought I won because I asked if they'd remove it if in return i pay the amounts off in full. I didnt know I could bargain and have them settle for less.
Anyways, iv got 3 more:
Tmobile-$325
Time warner cable-$210
Rental/leasing agency-$3,400.

Do you think I can call the collection agency for each and pay less than the balance for a PFD?

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Yea and most is willing to settle... Newer ones u will probably end up paying more older one u pay less.. They know ppl do it cuz they want credit back and typically it rolls off ur credit in 7 years

[Anonymous]

Did someone mention that u need to get the agreement to delete in writing?

[Anonymous]

I would get deletions in writing. These CA's can get nasty and not hold up their end of the bargain.

[Jaydawg220]

Too late for the first 2 iv settled with. Hopefully they get deleted even know I didnt get it in writing. But ill be sure to get the last 3 in writing. Thanks for the tip.

[Anonymous]

If they don't come off within the next 30-45 days you can dispute with the credit bureaus and let them know they are paid in full. 

*edited for spelling typo

[Anonymous]

I got an app on my phone that automatically records every phone call i make or take. I figure it's a good backup to have when dealing with these collectors 

[FIRECOURAGE]

Shamrockblack, whats the name of that app? I need that!

[Anonymous]

It's called "automatic call recorder" the icon is a red circle with a green phone in it.... it holds onto your last 100 calls (i think) and when there's one you want to save you just click it and hit save and it goes into a seperate folder.... like i said, you don't have to activate it each time as long as the app is active it will record anything and everything, it'll even record you listening to your voicemail lol

[OMW2_HighAcheiver]

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@Anonymous wrote:

It's called "automatic call recorder" the icon is a red circle with a green phone in it.... it holds onto your last 100 calls (i think) and when there's one you want to save you just click it and hit save and it goes into a seperate folder.... like i said, you don't have to activate it each time as long as the app is active it will record anything and everything, it'll even record you listening to your voicemail lol

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I have this app also. I have it set to auto then delete as needed. I like it. 

[Anonymous]

Congrats!!!