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4 collections deleted + 123 points in 12 days!!

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Anonymous
Not applicable

Re: 4 collections deleted + 123 points in 12 days!!

My understanding is that once the BK is discharged, all reporting of those IIB debts is frozen. They cannot be updated or changed. Showing them as closed is probably the exception, but I doubt it makes any difference in your score.

Message 11 of 15
Anomalous
Senior Contributor

Re: 4 collections deleted + 123 points in 12 days!!

Whoa! Smiley SurprisedThat's awesome! Congratulations! 

Keep both your credit and your body in top shape!

Message 12 of 15
Anonymous
Not applicable

Re: 4 collections deleted + 123 points in 12 days!!

Please keep in mind that your FAKO score isn't a valid proof.  Often some people have seen a 100 point difference or even more on a FAKO. For an example, MyFICO is showing I have 0 score with Equifax but, Quizzle is saying I do have a score of in the 600's. Often times you can't really go by what the FAKO says. You actually have to check with MyFICO and if the FICO isn't accurate then your FAKO is off alot.

 

 

Message 13 of 15
gagirl82
Regular Contributor

Re: 4 collections deleted + 123 points in 12 days!!

Way to go!!
Message 14 of 15
TheStig
Established Member

Re: 4 collections deleted + 123 points in 12 days!!

awesome!


Fico Equifax: 413
Fico TransUnion: 394
Fico Experian: 411


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Message 15 of 15
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