cancel
Showing results for 
Search instead for 
Did you mean: 

4 collections removed in 1 month

tag
eric19k
Established Contributor

4 collections removed in 1 month

Hi and thank you everyone. I started fixing my credit in May and so far I have been succesful with 4 of them. 

 

Enhanced Recovery - disputed with Equifax and they deleted after 5 days from all CB

Unique National Collection - paid in full and goodwilled

EOS CCA - sent DV, came verified, threatened to sue them they deleted 8)))

AFNI - DV and disputed. Deleted from Experian. Equifax still investigating. I think they will delete as well

TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 1 of 4
3 REPLIES 3
VinnyVee
Contributor

Re: 4 collections removed in 1 month

Those are some awesome results! Congratulations!

(started in the mid 500s on all 3, 11/13)
As of 5/22/15 EX: 698, EQ: 700, TU: 703
Barclay Rewards: $2750, Capital One Quicksilver one: $4300, Discover IT : $300, Amazon Visa: $100. Best Buy Credit Card: $3000, Kohl's Charge: $300, Express: $2600, Overstock $1650, Chase Freedom $4700, AMEX Everday $1500, Serta iComfort $4700, Walmart $1600, Target $300
Message 2 of 4
xaiduz114
Regular Contributor

Re: 4 collections removed in 1 month

Awesome! Hopefully the last one works out and gets deleted from Equifax. Smiley Happy Let us know!

Starting Score: EQ 478 | EX N/A | TU 540 - 5/2014
Current Score: EQ 475 | EX 582 | TU 589
Goal Score: 700 by 5/2015 - My Credit Rebuilding Journey!
Collections (MED): DCS Financial (4) | Columbia Collectors (1) |
Dynamic Collectors, Inc (2) | Professional Credit Services (2) |
CMRE Financial Services (1) | Total: 10
Charge-offs: IQCU (1)
Cards I'm aiming to get:
Unitus Community CU SecuredBofA Secured
Message 3 of 4
Shogun
Moderator Emeritus

Re: 4 collections removed in 1 month

Very nice work!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.