Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
This is good to hear that it is possible. I keep thinking I can't really just magically fix most of the damage. I just need to keep paying my stuff on time and be financially responsible moving forward. I'm hoping to get to 640 sometime next year or two to start thinking about an fha loan.
Starting Score: 541 Current Score: 599 Goal Score: 640