43+ Score Increase!

[evsports7]

I recently applied and received my Captial one secured card with a $200.00 limit. My first statement has not even cut yet (March 10th) and the card is already reporting on my credit.

My question is that I only received a +45 score increase this morning on Experian and not the others. Will Transunion and Equifax recieve a score increase as well? If so does the amount very?

[Anonymous]

Yes teh amount of points gain will vary. Fo rme TU jumped almost 75 points while Ex & Eq jumped 60+ points each

[evsports7]

Ok great to know! So the other two will update.

Would you recommend trying to prequalify for an unsecured or wait a bit?

[Anonymous]

Since your rebuilding won't hurt if u go apply for the capital one platinum and if approved apply for the quicksilver 1 right after

[evsports7]

The only thing is that I applied for the unsecured Captial one platinum card and was declined less then a month ago. 

Would you recommend to wait until Trans and EQ update then apply again since only see an increase in EX at the moment. 

[evsports7]

Any suggestion to the above question?

[Method2Madness]

You can try the cap one prequal as much as you like, as it is a soft pull.  In fact, some suggest checking the prequal site every week. Which is exactly what I did. Denied one week, approved the next. Keep trying until you see the "Congratulations" message.

[evsports7]

Method2Madness , What were your scores when you got approved for the capital one unsecured cards?

[Anonymous]

I'm not Method2Madness, but hubby was mid-500's and my score was non-existent but clean

[Method2Madness]

Evsports7,
For whatever reason, cap one had me wait until I was around 610ish before approving me for the plat/qs1. I received a CLI on my unsecured card around the same time frame, as well.