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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

+48

[ Edited ]

Pulled a scorewatch report today and my EQ is up from 517 to 565 :smileyhappy:

 

First Premier is no longer showing as a charge off but is showing closed Paid as agreed

 

I don't know how or why they changed it but I am not one to look a gift horse in the mouth!!!!

 

also ALL my inquiries are GONE


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
New Contributor
BGinVA
Posts: 131
Registered: ‎10-03-2011

Re: +48

Way to go, Congrats!


Starting Score: EQ 630 TU 632
Current Score: 660 EQ 663 TU
Goal Score: 660 to purchase new vehicle


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Valued Contributor
GoodCredBen
Posts: 1,522
Registered: ‎10-25-2011

Re: +48

thats so great!

 

im happy for you, i need the +48 on all my CR too haha! xD

Starting Score: 512 10/2011 Current Score: EQ: 689 | TU: 667 | EX: 661
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $1750
Gardening Since: 6/1/2014
May the debt elimination begin! 9680/27150
Regular Contributor
JuJuBee84
Posts: 128
Registered: ‎12-29-2011

Re: +48

That's awesome! Did you GW First Premier?

 

I would definetly appreciate if you could PM any contact info you have for them. I have had no luck getting a response from them.

Regular Contributor
esme
Posts: 212
Registered: ‎01-09-2012

Re: +48

That's amazing! Congrats!

 

Could you please share how you were able to get your inquiries deleted? There are a few on my report that I know I did not authorize. Any insight on this would help. Thanks!


Starting Scores: EQ 582 TU 584 EX 615 (FICO - Lender Pulled) 1/4/2012
Current Scores:EQ 632 TU 698 EX 669 (Lender Pulled) 3/17/2012
Goal Scores:700 club here we come!

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Valued Member
Doc2be
Posts: 34
Registered: ‎01-07-2012

Re: +48

Yes could you please share your process for the inquiries. There are a few I did not authorize and want gone!

Starting Score: 533
Current Score: 616
Goal Score: 650


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Established Contributor
2NE1
Posts: 995
Registered: ‎12-06-2011

Re: +48


hoping2rebuild wrote:

Pulled a scorewatch report today and my EQ is up from 517 to 565 :smileyhappy:

 

First Premier is no longer showing as a charge off but is showing closed Paid as agreed

 

I don't know how or why they changed it but I am not one to look a gift horse in the mouth!!!!

 

also ALL my inquiries are GONE



Congrats Ree! :smileyvery-happy:

 

 

for the two users above - just Google "Request Creditor to remove Inquiries" and you'll find many sample letters!


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: +48

Thanks to everyone for the congrats :smileyhappy:

 

I did send FP some GW's however everything I got back

 

from them said they don't change correct reporting so why

 

it's different I don't know. 

 

FP is still reporting charged off  on my TU haven't checked EX yet maybe they are set to update too

 

Just waiting on my secured CC to report and build some good history with them.

 

Inquiries:

 

I disputed 3 of them in NOV with EQ coming back saying they had a permissible

 

pourpose and I did send letters to those companies in DEC asking that they be

 

removed since I did NOT authorize those Inquiries...next thing I know they are gone as well.

 

Just waiting on my secured CC to report and build some good history with them.


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Member
rmaynor
Posts: 15
Registered: ‎12-15-2011

Re: +48

Congrats!!! I had the same thing happen to me. I sent GW letters to FP and HSBC. I received several letters informing me that they were unable to update the account, but they mysteriously fell off about a week after the letters arrived.

Valued Contributor
GoodCredBen
Posts: 1,522
Registered: ‎10-25-2011

Re: +48

At this rate, you are going to blow by me >,< lol

Starting Score: 512 10/2011 Current Score: EQ: 689 | TU: 667 | EX: 661
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $1750
Gardening Since: 6/1/2014
May the debt elimination begin! 9680/27150

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