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Established Contributor
Posts: 905
Registered: ‎07-25-2008
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+48

[ Edited ]

Pulled a scorewatch report today and my EQ is up from 517 to 565 Smiley Happy

 

First Premier is no longer showing as a charge off but is showing closed Paid as agreed

 

I don't know how or why they changed it but I am not one to look a gift horse in the mouth!!!!

 

also ALL my inquiries are GONE


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
New Contributor
Posts: 131
Registered: ‎10-03-2011
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Re: +48

Way to go, Congrats!


Starting Score: EQ 630 TU 632
Current Score: 660 EQ 663 TU
Goal Score: 660 to purchase new vehicle


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Valued Contributor
Posts: 1,548
Registered: ‎10-25-2011
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Re: +48

thats so great!

 

im happy for you, i need the +48 on all my CR too haha! xD

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Regular Contributor
Posts: 128
Registered: ‎12-29-2011
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Re: +48

That's awesome! Did you GW First Premier?

 

I would definetly appreciate if you could PM any contact info you have for them. I have had no luck getting a response from them.

Regular Contributor
Posts: 213
Registered: ‎01-09-2012
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Re: +48

That's amazing! Congrats!

 

Could you please share how you were able to get your inquiries deleted? There are a few on my report that I know I did not authorize. Any insight on this would help. Thanks!


Starting Scores: EQ 582 TU 584 EX 615 (FICO - Lender Pulled) 1/4/2012
Current Scores:EQ 632 TU 698 EX 669 (Lender Pulled) 3/17/2012
Goal Scores:700 club here we come!

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Valued Member
Posts: 34
Registered: ‎01-07-2012
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Re: +48

Yes could you please share your process for the inquiries. There are a few I did not authorize and want gone!

Starting Score: 533
Current Score: 616
Goal Score: 650


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Established Contributor
Posts: 1,003
Registered: ‎12-06-2011
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Re: +48


hoping2rebuild wrote:

Pulled a scorewatch report today and my EQ is up from 517 to 565 Smiley Happy

 

First Premier is no longer showing as a charge off but is showing closed Paid as agreed

 

I don't know how or why they changed it but I am not one to look a gift horse in the mouth!!!!

 

also ALL my inquiries are GONE



Congrats Ree! Smiley Very Happy

 

 

for the two users above - just Google "Request Creditor to remove Inquiries" and you'll find many sample letters!

Established Contributor
Posts: 905
Registered: ‎07-25-2008
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Re: +48

Thanks to everyone for the congrats Smiley Happy

 

I did send FP some GW's however everything I got back

 

from them said they don't change correct reporting so why

 

it's different I don't know. 

 

FP is still reporting charged off  on my TU haven't checked EX yet maybe they are set to update too

 

Just waiting on my secured CC to report and build some good history with them.

 

Inquiries:

 

I disputed 3 of them in NOV with EQ coming back saying they had a permissible

 

pourpose and I did send letters to those companies in DEC asking that they be

 

removed since I did NOT authorize those Inquiries...next thing I know they are gone as well.

 

Just waiting on my secured CC to report and build some good history with them.


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Member
Posts: 15
Registered: ‎12-15-2011
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Re: +48

Congrats!!! I had the same thing happen to me. I sent GW letters to FP and HSBC. I received several letters informing me that they were unable to update the account, but they mysteriously fell off about a week after the letters arrived.

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Valued Contributor
Posts: 1,548
Registered: ‎10-25-2011
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Re: +48

At this rate, you are going to blow by me >,< lol

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

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