483 to 620 in 9 months?

[annielorie]

Thats great good see it pays to keep at it!! Yes siggy is fixed. Now stay the course and keep that score climbing up!

[hmandaddyo]

My equifax dispute claim came back this morning.  Equifax deleted both of my medical bills in collections.  Saw a 30 point jump in my score.  Now....on to Midland

[fishbjc]

Great Job!

[RickyRay]

How in the heck did you get cox communications removed???  Midland collection company wont remove that, its over 6 years old and not even mine. I have also a collection from a ozark elect coop that's not mine, from 2011. But I ve been living in wisconsin since 2008. I never had those accounts, but they swear that their mine, I was a victim of id theft and got police reports and everything, and filed a complaint with CFC in washington........still got nothing done and now the CRAs are saying that its all frivilas complaints.

 I dont have the sort of money to hire a lawyer, so what do i do?  Any suggestion?

[hmandaddyo]

Dispute the claim through the credit agency (i.e. equifax) They will ask the creditor for proof that you are liable for the debt. The process takes a month but worth it.

[madmann26]

Good job! and congrats!!

[aces33]

546-650 from April 2012 till today. If midland and credit one bank do me some justice it could go higher. Just keep sending those letters pay your bills on time. Good job btw