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Wow!! So just from decreasing my utilization from 51% to 15% my transunion fico went from 582 to 631!!!! Knowledge is power!!! I have a long way to go but it's small success like this that gives me motivation to keep going! My finance company had been reporting a 30day late status in error which they fixed so that might have helped the score boost as well. Now...if I can just get Equifax to budge I'll be on a roll!!
Starting Score: EQ-485 TU-558 EX-576 AUG2012
Nice job, Congrats!
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Starting Score: EQ 717 EX 724 TU 736
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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