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49 point drop!!! Not Happy!

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Anonymous
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49 point drop!!! Not Happy!

I just have a few questions. They may have been answered in previous post but I am unable to find anything relating to this.

 

#1) How long does it take for your score to increase if you keep your balance low.

 

#2) Can I go back up 49 points within 2 months.

 

My score dropped 49 points and In November I will be apartment hunting. I need my score to go back up. I was at a 718.  I have quartely monitoring so I keep up with that every 3 months but I REALLY need at least a 750 so I can rent the apartment I want.

 

MYFICO has been really helpful: Started with a 479 1 1/2 years ago, I was @ a 718 now I have a 669. THANK YOU FROM THE BOTTOM OF MY HEART!

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2 REPLIES 2
Anonymous
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Re: 49 point drop!!! Not Happy!

Why did it drop in the first place? New collection, high util?
Message 2 of 3
Anonymous
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Re: 49 point drop!!! Not Happy!

i believe it was utilization. No collections, all bills paid I carried a balance though on both cards, and opened a card with the bank I use.

 

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