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Although after 2 years the baddie wont look as bad to a lender, It's still a huge eye sore on your credit report. What state do you live in? Did you ask for validation in accordance with 15 USC 1692g Sec. 809 (b)? Also, did you send the validation request via CMRR?
Folllow up with the folllowing after the 30 days are up and make sure to send it CMRR.
" Dear Sir/Madam:
Your response given to my letter requesting debt validation per 15 USC 1692g Sec 809 (b) does not meet the requirements, and I have contacted The Federal Trade Comission on your non-compliance."