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So far I have the Cap1 QS1 and Platinum.
Auto loan thru Cap1.
Kohls, Marathon, Fingerhut, Overstock and Vicky S!
Past few days I have Barclays Apple rewards and CLI thru Cap1 (now that I have a bogus delinquency off my report)
Today I got a Discover IT.
Still denied anything from Synchrony. Didn't burn them in the bk.
At the 6 month mark I'm going to try Synchrony again. Regardless of what happens I'm good for gardening for a year or so till the house purchase comes up
Score has gone from low 500s in January of 2016 to 663 now
@Anonymous wrote:So far I have the Cap1 QS1 and Platinum.
Auto loan thru Cap1.
Kohls, Marathon, Fingerhut, Overstock and Vicky S!
Past few days I have Barclays Apple rewards and CLI thru Cap1 (now that I have a bogus delinquency off my report)
Today I got a Discover IT.
Still denied anything from Synchrony. Didn't burn them in the bk.
At the 6 month mark I'm going to try Synchrony again. Regardless of what happens I'm good for gardening for a year or so till the house purchase comes up
Score has gone from low 500s in January of 2016 to 663 now
Good progress. What was the starting credit line on the Discover IT card?
You should go into CAP1 account, click on chat, and request that CAP1 Platinum card be upgraded to a QuickSilver card.
Cap 1, Barclay's and Discover are your heavy hitters. You don't really need Synch. Garden what you have and you will be sitting pretty when it comes time for your mortgage. Not really worth it to chase Synch at this point.
Congrats on the progress.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
What is your TransUnion score? and also what was ur scores at the time for the DiscoverIT card? I am only asking I am kind of on the fence on getting a discover card
The Discover IT came in at a grand. I'll take it
So you're saying ask to have the Platinum upgraded to a QS? So then I'll have the QS and QS1?
EQ - 658
EX - 663
TU - 655