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5 total items deleted off my credit reports

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cwwatts1202
Established Contributor

Re: 5 total items deleted off my credit reports

This is awesome! So do you start by disputing it with the CRA then once it comes back verified call the CA to ask what info they used to verify??

Message 11 of 39
CM1
Valued Member

Re: 5 total items deleted off my credit reports

excellent work

Message 12 of 39
MaRain
Regular Contributor

Re: 5 total items deleted off my credit reports

Congrats on the progress!!

Back in the garden until 10/2015.

Starting Score: EQ 714, EX 658, TU 691 (pulled by mortgage lender on 10/7/14)
Current Score: EQ 656, EX 660, TU 660 (FAKOS pulled on 3/26/15)
Goal Score: EQ 760, EX 700, TU 760


Take the myFICO Fitness Challenge
Message 13 of 39
kevinthomas
Member

Re: 5 total items deleted off my credit reports

Shogun,

 

See on this post the same concept is going on, I do not see this thread locked.  Validation is KEY, E-Oscar can ONLY verify it can not Validated.  Validation is much more complicated.  Thank You for this thread.  Beautiful.

 

Keep Smiling,

 

Kevin

Message 14 of 39
azguy13
Senior Contributor

Re: 5 total items deleted off my credit reports

Great job! 

 

Lets stick to the OP topic though and not try and start trouble with other posters

Message 15 of 39
kevinthomas
Member

Re: 5 total items deleted off my credit reports

AZGUY,

 

I am not doing any sort of thing.  Shogun and I discussed the forum rules clearly.  The topic is deletions and how each individuals approach may or may not work.  So this is helpful for the community as a whole.  There are rules and the system must be followed.  The key is to get one side or the other to acknowledge ones request for the law to be followed, hopefully that is a bit more clear as to why I posted.  Thank You for the good information the forum allows members to "share" with others about ones experiences.

 

Keep Smiling,

 

Kevin

Message 16 of 39
Shogun
Moderator Emeritus

Re: 5 total items deleted off my credit reports

I agree Kevin, that is why I feel the dispute method with the CRAs is much less effective than a direct dispute.
Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 17 of 39
kevinthomas
Member

Re: 5 total items deleted off my credit reports

Shogun in my experience the cra route is working well currently. My 1st round transunion report just completed another 4 items deleted/removed. I just sent TU 2nd round today. Waiting until tomorrow to send my experian 2nd round. Total deletions going to the cras, just two bureaus equifax and transunion 9 items deleted remove alone on my 1st round efforts. The jury is still out on this one I believe.

Keep Smiling,

Kevin
Message 18 of 39
Shogun
Moderator Emeritus

Re: 5 total items deleted off my credit reports

Excellent work!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 19 of 39
rodzilla2013
Valued Member

Re: 5 total items deleted off my credit reports

Goosedog!!!

I just read this post..

 

YOU ARE A GOD AMONG ANTS!! :-)

Message 20 of 39
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