52 POINT JUMP

[Anonymous]

WOW CAN NOT BELEIVE MY SCORE JUMPED 52 POINTS JUST FROM OPENING THE DREDED FIRST PREMEIRE CARD. I WONDER WHAT KIND OF JUMP I WILL

GET FOR MY FINGERHUT I JUST GOT APPROVED FOR.

580
Fair

300 850

FICO® Score 8 based on
Equifax data as of 4/15/2017

593
Fair

300 850

FICO® Score 8 based on
TransUnion data as of 4/16/2017

602
Fair

300 850

FICO® Score 8 based on
Experian data as of 4/13/2017

[Anonymous]

Congrats! I can't wait to see how mine improves with a collection removed and with my new Discover secured card reporting.

[Anonymous]

whats wrong with first premiere? OH, is that the one you pay $75 or something?

and i have a secured discover too, im hoping my score sky rockets! 

[MrsCHX]

Just say no to Fingerhut! Oy!!

If you previously had no open revolving credit and you open a card, yes you will see increases for credit mix.

First Premier is a fee harvester. For rebuilders, it is better to go the route of a "good" secured card or if you luck up and get an offer from Merrick (they aren't prime but they're fantastic for the rebuilder IMO!).

The real key to rebuilding is cleaning up your credit reports. So what are your current derogatory items?

[Anonymous]

I ONLY HAVE ONE NEGATIVE THE SAME ON ALL 3 REPORTS ITS A CHARGE OFF THAT I CO SIGNED ON MY EXWIFES VAN FOR 4,000

IYS 5 MONTHS OLD MORTGAGE COMPANY DID NOT CARE SINCE IT WAS A CHARGE OFF.I HAVE TRIED EVERYTHING TO REMOVE IT NOT GOING TO HAPPEN.

NOT SHURE HOW IT IS AFFECTING MY SCORE,CAN I EXPECT ANY JUMPS WITH ADDED CREDIT CARDS?