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52 pt score increase!! **faints**

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Anonymous
Not applicable

52 pt score increase!! **faints**

My collection accounts were removed after my GW letter was sent. In less than one week's time BAM! Up to a 664 TU FICO!! There is still one left on EQ that has not been updated, but will be deleted. EQ is 627, hopefully I get another boost all the way up to the 660s like TU when the deletion updates there. Man I wish I could see what my EX fico is!! Well looks like I will be purchasing a new home in a few weeks!! Hooray!!!
Message 1 of 9
8 REPLIES 8
pizzadude
Credit Mentor

Re: 52 pt score increase!! **faints**


@Anonymous wrote:
My collection accounts were removed after my GW letter was sent. In less than one week's time BAM! Up to a 664 TU FICO!! There is still one left on EQ that has not been updated, but will be deleted. EQ is 627, hopefully I get another boost all the way up to the 660s like TU when the deletion updates there. Man I wish I could see what my EX fico is!! Well looks like I will be purchasing a new home in a few weeks!! Hooray!!!

Congrats !  That's great news !  Smiley Happy  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 9
CC40
Regular Contributor

Re: 52 pt score increase!! **faints**

Congrats!!!!!!!!!  I can't wait to get a jump! 

Message 3 of 9
snsforever916
Regular Contributor

Re: 52 pt score increase!! **faints**

Awesome! Congrats! How many GW letters did you send? How long had the debt been paid?

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 Smiley Surprised)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Message 4 of 9
Anonymous
Not applicable

Re: 52 pt score increase!! **faints**

There were a total of 3 medical collections, 1 posted in 2008 for $200 and then 2 more in 2011 for $15 and $539. I paid the ones for $200 and $15 last year and the one for $539 last week. I sent one GW letter last week to each and they all responded yes, the next day. Def a lucky streak, because those were my first and only GW letters I ever sent to a creditor on my own.
Message 5 of 9
snsforever916
Regular Contributor

Re: 52 pt score increase!! **faints**

Awesome! I also have a medical on my credit report. I paid and they deleted it as well. Pretty quickly too. It was off within 2 weeks.

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 Smiley Surprised)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Message 6 of 9
rootpooty
Valued Contributor

Re: 52 pt score increase!! **faints**

medical collections seem to be easier to gw. congrats on the deletions

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 7 of 9
luckelle
Regular Contributor

Re: 52 pt score increase!! **faints**

good job all!!!!!!!!!!

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 8 of 9
Madman94044
Regular Contributor

Re: 52 pt score increase!! **faints**

Great job
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Message 9 of 9
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