53 point jump Direct loans deleted

Anonymous · ‎08-18-2014

So I'm starting from scratch. Thanks to the advice I received here my credit moving in the right direction. I recently disputed the late payments on my direct loans and they were all completely deleted from my Transunion report. Thanks to this a lowering the balance on quicksilver cap one my CK score has increased to 593 from 540. A 53 point jump!!!! Thanks everyone for all of you helpful post!

traveler2005 · ‎08-18-2014

Can you give an example of what you said in your dispute? I have lates on my nelnet loans from what seems like a 100 years ago. Trying to get removed.

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

Take the FICO Fitness Challenge

Last HP 6/10/2015

Anonymous · ‎08-19-2014

Just dispute them with CRAs. Direct Loans is no more so no one is there to answer the validation.....I had all of them deleted.

baller4life · ‎08-19-2014

Congrats!! WTG!👏

Anonymous · ‎08-19-2014

I disputed them as never bing late because they were deferred.

Anonymous · ‎08-19-2014

Thanks baller4life!

rdubb · ‎08-21-2014

Thanks for the info Sandyshores! I disputed with all three CRAs yesterday and TU deleted the TLs today! Still waiting for my results from EQ and EX. EQ says that my estimated completion date is today.

Warrior2000 · ‎08-21-2014

Is that Del Net?

Anonymous · ‎08-27-2014

It was Direct Loans.

alvon123 · ‎08-28-2014

congrats