Man o man....So, upon the advice of you guys, I acquired a Walmart card with a $700 limit. Today my EQ jumped to 702, from 677 because of it.
Prior to that, EQ went up 32 points after an installment load was paid off with 100% payment history in 3yrs, and me paying down my Cap One card to less than 10% (currently 0 balance), and my US Bank reserve line down to 6%.
TU is at 672, but I expect that to go up as well. EX stuck at 652?
This was done in the last 36 days and with the great advice from this forum!
THANK YOU ALL!!! WOOT WOOT
Starting Score 9/12: EQ 645 TU 641 EX 651
Starting Score: 532/564 10/21/12
Fantastic! How long did it take between when you obtained the Walmart card and when the big jump happened? That'd be valuable experience for others trying to build their credit.
---> HiLine's personal finance blog - Follow my journey! 
-Taking a break from the forums from 4/23/2013
Awesome job. Congrats!!!!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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