@RobertEG wrote:If the debt is still unpaid, a likely scenario is that they sold the debt, and then simply decided to delete their reporting to clear their need to address any future credit reporting issues on the old account.
Someone still owns the debt, and may report their collection on the debt.
Something about that doesn't make sense being that I've contacted the OC three times in the last 7 months, last contact being 3wks ago offering to settle the debt and get TL info revised. Why turn down my offers t sell to outside CA for pennys, Much less then they would have gotten from me doesn't make since.
IN THE GARDEN 4/30/14 TIL 4/30/16
congrats, i have at one time 27 collections now i have 1 and many times ive seen collections dissapper from one CA then show up a few months later by a new CA if it wasnt paid. Some CA sell debt they cany collect. But congrats for you YMMV
Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Thx, Kenny and Moving
@elim wrote:wow! great jump in ONE day! that should keep you happy for awhile :]
Thank You It surely is.
@polno1234 wrote:
@JadaBump wrote:
@RobertEG wrote:If the debt is still unpaid, a likely scenario is that they sold the debt, and then simply decided to delete their reporting to clear their need to address any future credit reporting issues on the old account.
Someone still owns the debt, and may report their collection on the debt.
Something about that doesn't make sense being that I've contacted the OC three times in the last 7 months, last contact being 3wks ago offering to settle the debt and get TL info revised. Why turn down my offers t sell to outside CA for pennys, Much less then they would have gotten from me doesn't make since.
it makes perfect sense to me. the oc already "charged off" the owed money. they filed an insurance claim, recieved the payment for it, and placed your file in the purgotorial "debt to be sold folder". where it has been sitting awaiting a jdb to buy. so while you where making all those calls they where just nodding, giving info, and staring at the pc screen while it flashes " DO NOT NEGOTIATE DEBT IS BEING SOLD". 5k is quite abit and i doubt it has just " dissapeared". personally i would be waiting for it to rear its ugly head again in the near future. grats if it has
Well no matter , it's past SOL in my state. Even if it does resurface it changes nothing I've done before if vanished or after. My joy can't be taken away gota luv it. Squeaky clean it is