@nativenyer wrote:
Got a SW alert 15 minutes ago and I am finally in the 600s across the board!!!!! Second goal has been achieved!
Got paid medical payments that I'm trying to get deleted through goodwills. If I don't get an answer this week then I'll use the process that shall not be named. Got a charge off deleted through goodwill. Carmax has twice refused to reverse my late so I'm just going to keep paying them on time. Chase student loans won't reverse the lates or delete the two charge offs.
Got one charge off from Rooms to Go Gecrb that is $0. Now I'm just paying off the CA that the account was sold to. I got $1200 left to pay and they are getting at least $400 this week. Will have them paid off by mid-April. I know they won't delete that account.
Also have a paid collection from Hunter Warfield for $152.
Not bad work if I do say so myself but I NEVER EVER would have gotten this far by myself. I give all praise to God who led me to this forum and I thank HIM for all the more than generous advice and encouragement I have gotten since 12/2012. I cannot thank you guys enough. This moment is just wild for me. I don't even remember the last time I had credit scores in the 600s. It's been so long...
Congrats on success! Hope you keep it going!
Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
