I have finally made it into the 600s all across the board. Now, my goal is to get to 660 for a conventional mortgage . I need to take care of a couple of baddies before this spring, which will boost my score. Thank you, all, for your help. This board has been a lifesaver.'
GOAL 800 Across the board Wallet:Credit One $600; NFCU (secured- Changed to unsecured) $7500; NFCU (Unsecured)$500- increase to $12,500 BOA: $1000 Home Depot/Lowes $800 each Childrens Place $350 Sams Club $800 Garden Time
I don't know what changed, but I got huge increases today. I pulled the reports and all I can see is my capital one is now one year old and the inquiry fell off all three reports. Scores are now 604 experian, 620 equifax and 631 transunion.
@Anonymous wrote: I have finally made it into the 600s all across the board. Now, my goal is to get to 660 for a conventional mortgage . I need to take care of a couple of baddies before this spring, which will boost my score. Thank you, all, for your help. This board has been a lifesaver.'
Congrats and best of of luck on your home purchase
