623 & BBB BofA fail... How to move forward?

Chanel3 · ‎09-04-2012

I am trying to get a past BofA account removed. The account was settled in full back in 2008. I graciously asked for a goodwill removal, but was denied. Upon further research I have noticed 6 errors and differences in reporting among the 3 burreaus, so I send a 623 letter spelling out the errors and asked them to remove stating I would report them to the BBB if the refused to act. After a few rounds and discussions with a girl from the office of the CEO, I was denied. I have clear evidence based on my credit reports they are reporting different information and the last letter I received they said they will no longer respond to this matter. How do I move forward in this situation? Anyone have a recommendation for someone I can hire?

Shogun · ‎09-04-2012

I would go ahead and contact the BBB and my state Attorney General.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Guyatthebeach · ‎09-05-2012

Did you dispute this with the CB's? I personally hate BOA. Who did you speak with at BOA?