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Established Contributor
Posts: 759
Registered: ‎04-26-2012
0

$6500 credit line!

So I started 1 year 3 months ago, 27 negative items.. Credit score 554.
Today I pulled it: nothing left, 9 inquirys removed..725 Experian, 720 EQ and TU don't know but assume much higher being that it is TU.
all I have had up until now is secured cards $300 CL's so when I got an offer for a credit card with Citibank, 18 months no interest, cash back, 12.99% I interest I thought I'd be lucky to get a $500 CL. They came back with $6500.00 I'm feeling a bit like an adult now, little nervous but I earned this. It was a lot if work but it paid off.
Thanks everyone for your help this last year.
This board has been invaluable.
CS 728- 01/13 from 554-12/11
Goal: 800
Established Contributor
Posts: 573
Registered: ‎10-21-2012
0

Re: $6500 credit line!

Congratulations!!  Go celebrate!! That's HUGE!  Smiley Happy



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Established Contributor
Posts: 855
Registered: ‎12-09-2012
0

Re: $6500 credit line!

Congrats!!!  Its stories like yours that keeps us newbies plucking away to improve!!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)
Regular Contributor
Posts: 144
Registered: ‎12-16-2012
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Re: $6500 credit line!

Very well done!




Starting Score: 588
Current Score: 610
Goal Score: 650


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Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: $6500 credit line!

Awesome! DOnt max it or pay late stay true on your continued journey with credit ...760 here u comeSmiley Tongue


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Contributor
Posts: 78
Registered: ‎01-06-2013
0

Re: $6500 credit line!

Awesome congrats! I hope to be following in your footsteps soon.  


Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
Goal Score: 785


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Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: $6500 credit line!

Great work!

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

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Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: $6500 credit line!

Congrats!!! That is a very nice limit!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
New Contributor
Posts: 54
Registered: ‎12-19-2012
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Re: $6500 credit line!


Lasardo wrote:
So I started 1 year 3 months ago, 27 negative items.. Credit score 554.
Today I pulled it: nothing left, 9 inquirys removed..725 Experian, 720 EQ and TU don't know but assume much higher being that it is TU.
all I have had up until now is secured cards $300 CL's so when I got an offer for a credit card with Citibank, 18 months no interest, cash back, 12.99% I interest I thought I'd be lucky to get a $500 CL. They came back with $6500.00 I'm feeling a bit like an adult now, little nervous but I earned this. It was a lot if work but it paid off.
Thanks everyone for your help this last year.
This board has been invaluable.

Awesome!  Makin me jealous, and motivating at the same time!  Thx

In The Garden Since 1/5/13

Starting Score: EQ FICO 627 CK 633 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700


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Frequent Contributor
Posts: 444
Registered: ‎12-05-2012
0

Re: $6500 credit line!

Love to hear stories like this! YAY! Congrats!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
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