03-02-2013 10:03 AM
I have seen my first score increase within less than a month of joining these forums! 66 points!!
Thanks for all of the advice everyone. I was able to get two disputed collections off of my credit report and am waiting on the 3rd one to be removed within the next few weeks for an even bigger jump!! It's pretty amazing how much lack of awareness affects your credit in such a negative way; these boards are definitely the best resource I have found in becoming more financially educated
03-02-2013 04:02 PM
03-02-2013 06:09 PM
Congrats!!!! With all these success stories today im going to be wasted by 5 pm, LOL
You're in good company!!!!!
03-02-2013 08:03 PM - edited 03-02-2013 08:04 PM
I just started and have learned a lot. Called time warner to pay an old coll that's being reported by a ca and was told it was for an early term fee. I said what! Been trying for a week to pay this thing thinking it was a usage bal. hopefully they will remove it without me paying a dime. Then the challenge will be to get the ca to remove it I guess.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.