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Posts: 7
Registered: ‎02-04-2013
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66 point jump!

I have seen my first score increase within less than a month of joining these forums! 66 points!!


Thanks for all of the advice everyone. I was able to get two disputed collections off of my credit report and am waiting on the 3rd one to be removed within the next few weeks for an even bigger jump!! It's pretty amazing how much lack of awareness affects your credit in such a negative way; these boards are definitely the best resource I have found in becoming more financially educated Smiley Happy

Senior Contributor
Posts: 3,928
Registered: ‎10-26-2012
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Re: 66 point jump!

Congrats!!!! With all these success stories today im going to be wasted by 5 pm, LOL

Established Contributor
Posts: 976
Registered: ‎02-14-2013
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Re: 66 point jump!


EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
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Re: 66 point jump!

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
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Re: 66 point jump!

That's great, Congrats on the nice increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Frequent Contributor
Posts: 355
Registered: ‎02-16-2013
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Re: 66 point jump!

That's an excellent increase! Cheers!
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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Re: 66 point jump!

DaBears wrote:

Congrats!!!! With all these success stories today im going to be wasted by 5 pm, LOL

You're in good company!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Frequent Contributor
Posts: 315
Registered: ‎02-24-2013
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Re: 66 point jump!

[ Edited ]

I just started and have learned a lot. Called time warner to pay an old coll that's being reported by a ca and was told it was for an early term fee. I said what! Been trying for a week to pay this thing thinking it was a usage bal. hopefully they will remove it without me paying a dime. Then the challenge will be to get the ca to remove it I guess. 

Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
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Re: 66 point jump!

Great Job!! Congrats on the point increase!!!


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