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670 on EQ.....according to EQ I have good credit!!!!!!

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Anonymous
Not applicable

670 on EQ.....according to EQ I have good credit!!!!!!

Short lived, though, because I'm carring balances this month.  But at least I got to see a little bit of yellow!!!!!

Message 1 of 8
7 REPLIES 7
Shann0n_marie
Frequent Contributor

Re: 670 on EQ.....according to EQ I have good credit!!!!!!

Smiley Very Happy  Congrats, that is SO exciting!  I can't wait until mine hits that...

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 2 of 8
MizzB
Regular Contributor

Re: 670 on EQ.....according to EQ I have good credit!!!!!!


@Anonymous wrote:

Short lived, though, because I'm carring balances this month.  But at least I got to see a little bit of yellow!!!!!


Congrats!! thats wonderful! It's always exciting to see a color change. Keep up the good work!!

 

Smiley Face.jpg

*********************************************************************************
Current Score (04/20/20): EQ:673; TU: 691; EX: 688 (FICO)
Starting Score (01/20/17): EQ:511 (FICO); TU: 521 (FAKO)
CapOne QS MC: $10k | Chase Sapphire Preferred: $14.5K | OpenSky Visa: $500 | Green Dot MC $300 | Green Dot MC2: $300 | AMEX Gold CC: NPSL | AMEX Platinum CC: NPSL | Amex Gold Delta Skymiles: $3k | DiscoverIT Chrome: $5.6K
Message 3 of 8
MizzB
Regular Contributor

Re: 670 on EQ.....according to EQ I have good credit!!!!!!


@Shann0n_marie wrote:

Smiley Very Happy  Congrats, that is SO exciting!  I can't wait until mine hits that...


I know how you feel when my color changed from red (poor) to yellow I was ecstatic. Who knew having "fair" credit could be so exciting. 😀

*********************************************************************************
Current Score (04/20/20): EQ:673; TU: 691; EX: 688 (FICO)
Starting Score (01/20/17): EQ:511 (FICO); TU: 521 (FAKO)
CapOne QS MC: $10k | Chase Sapphire Preferred: $14.5K | OpenSky Visa: $500 | Green Dot MC $300 | Green Dot MC2: $300 | AMEX Gold CC: NPSL | AMEX Platinum CC: NPSL | Amex Gold Delta Skymiles: $3k | DiscoverIT Chrome: $5.6K
Message 4 of 8
Anonymous
Not applicable

Re: 670 on EQ.....according to EQ I have good credit!!!!!!

Congrats..... The other scores will catch up in due time and you'll have good credit across the board. But in the meantime, Yeah!!!  That is if the other's are lower. (Dont want to assume anything)

Message 5 of 8
Anonymous
Not applicable

Re: 670 on EQ.....according to EQ I have good credit!!!!!!

That's great because equifax is normally the lowest score of the three
Message 6 of 8
vertekal
Regular Contributor

Re: 670 on EQ.....according to EQ I have good credit!!!!!!

Congrats! I started with similar scores and hope I can bounce back like you did!

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 7 of 8
New_Beginning
Frequent Contributor

Re: 670 on EQ.....according to EQ I have good credit!!!!!!

Congrats!!!


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Message 8 of 8
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