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70 point EQ increase!

New Contributor

70 point EQ increase!

Finally the last of my major baddies fell off of my credit report! I'm now showing that I have no delinquent payments since I've worked hard the last several years to make sure everything's paid on time. The biggest dents I have in my report right now are inquiry levels and that my credit history isn't old enough, so it's gotten to a point where now it's just a matter of being patient and letting my score mature. So glad to be in the upper 600's at last, my goals of getting to over 700 seem much more attainable now!



Starting Score: TU - 580 (7/22/11) ..... EQ: 561 (7/22/11)
Current Score: TU - 622 (10/24/13) ...... EQ: 656 (3/26/14) ...... EXP: 620 (3/26/14)
Goal Score: 700 by 12/31/14


Take the myFICO Fitness Challenge
Message 1 of 8
7 REPLIES
Regular Contributor

Re: 70 point EQ increase!

WoW thats a huge jump congrats!

Message 2 of 8
Regular Contributor

Re: 70 point EQ increase!


Goal850 wrote:

WoW thats a huge jump congrats!


+1

I love hearing stories like this! Congrats!!


Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740
Message 3 of 8
Moderator Emeritus

Re: 70 point EQ increase!

Wow!  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 8
Frequent Contributor

Re: 70 point EQ increase!

Hooray! thats wonderful!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 5 of 8
Established Member

Re: 70 point EQ increase!

Congrats!  It's always great to see stories like this.


Starting Score: EQ: 660 TU: 636 EX: 629 (lender pulled 11/2012)

Take the myFICO Fitness Challenge
Message 6 of 8
Valued Contributor

Re: 70 point EQ increase!

That's a great jump, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 7 of 8
Highlighted
Established Contributor

Re: 70 point EQ increase!

Congrats, patience is the key!

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico)XP 735 (FAKO)
Updated scores 05/01/17 EQ 824, TU 812 EXP 810 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 8 of 8