No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am so upset!! Last week I posted about a 20 point drop from Experian and I thought it was due to my Macy's account being updated for the DOLA. BUT, I just recieved notification that my TransUnion score dropped 70 points because Chrysler updated my late payments and MOVED them 9 months later. So instead of my last late payment with them being August of 2006, it is now May of 2007!! I am sick to my stomach over this. This account is paid and closed - and has been since 2007. Is there anything I can do??? They did not delete or change my 30-day lates (there are 5 of them) - they literally picked 'em all up and moved them 9 months.
I did dispute the account a while back because they had an "extra" 30 day late in there... I don't think I have any old records from this though - I'm not sure what to do. I just want it put back the way it was I don't know what I would say to them if I contacted them. Especially if this change is actually correct (I honestly don't recall) - they have been reporting the same for years and all of a sudden it changed 9 months!
So assuming things won't change - when will my score jump back up? After May this year then it will have been 2 years since my last late payment with Chrysler (I was SO close to being 3yrs with them... until this).
Isn't this a coincidence that they also declared bankruptcy today! I wonder if there was some oddball glitch with Chrysler #'s across the board!