@gdale6 wrote:You would request the early exclusion directly with the CRAs, TU is known to do it 6 months out, the other 2, 2-3 months out from the scheduled drop date, you can call and ask for it do not ask for deletion but an "early exclusion" on the item(s) you are trying to get removed.
Thanks! I will give it a try. Can't hurt. Maybe I'll get lucky! :-)
Starting Score: TU 490 on 11/2012Update: Just pulled my TransUnion FICO -- 706!!!! That makes two in the 700's, with 706 being my middle score. Equifax is the last straggler... the difference appears to be inquiries. The other two CRAs show 2, but Equifax has 6. :-/