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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

700 Club!!! TU 702

Got my letter from Amex re my Delta APR and it had my TU score listed (a little pissed it didn't have EX score but I'll call the CB Team at Amex on Monday and see if I can get). I was approved for 2k limit at 17.24% (their middle tier APR interest rate). My TU score listed 702!!!!! Hurray. The five negatives I have are: 1. Serious delinquency, 2. Proportion of loan balances to loan amounts too high (student loan), 3. Time since delinquency too recent (last late in March) 4. Too few accounts currently paid as agreed (don't get this one as every account on my CR is paid as agreed; and 5. Too many inquiries (had 2 before this pull).


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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New Contributor
mrordinary
Posts: 72
Registered: ‎03-11-2012

Re: 700 Club!!! TU 702

Woooo... Bet it feels good. I imagine that I'll hold my head a little higher when I enter the 700 club!

Starting Score: 620
Current Score: 649EQ/640EX/642TU
Goal Score: 700


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Valued Member
DrivenDoctoress
Posts: 45
Registered: ‎07-24-2012

Re: 700 Club!!! TU 702

Congratulations! I bet you feel fantastic! Can't wait to join the club with you. :-)


Starting Score: 7/24/12 EQ FICO 645, TU FICO 636, EXP (CCT) 638
July 2013 Scores: EQ FICO 700, TU FICO 730, EX 749
Dec 2013 Scores: EQ FICO 725, TU FICO 728, EX 739
Goal Score: All scores over 725 by Dec. 2013


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Moderator
Shogun
Posts: 12,896
Registered: ‎04-15-2011

Re: 700 Club!!! TU 702

Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Moderator
LIGHTNIN
Posts: 4,048
Registered: ‎03-24-2008

Re: 700 Club!!! TU 702

Let's do the 700 Club Dance dancing 2.gif  Congrats to YOU!!!

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: 700 Club!!! TU 702

Thanks. I'm sure I'll not be in 700 for a month or so after new cards hit :smileywink: just went 5 for 5 with Chase Freedom approval.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: 700 Club!!! TU 702

congrats...  nice job


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Regular Contributor
proudnavymom
Posts: 240
Registered: ‎11-29-2008

Re: 700 Club!!! TU 702

Congratulations!!

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 5/31/2014 FICO 671 EQ 7/5/14 FICO 667 EX 5/31/2014 658 FICO
Goal Scores 700 across the board

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