700 Club!!!

[SoshiHomie84]

Finally! Started out at 550, and in less than 5 months after disputing and paying down CC debt and old charge offs I have reached the club! Feels so good!

And this is with 6 different accounts with 150 day lates, 3 of which are in the last 2 years, the other three of which were 4 years ago. My EQ should be around 670. There's a midland collection on there that I just can't get off. I've disputed it 3 times, but no luck. Same with TU which is 594. TU shows 10 fewer accounts than the others  and 2 more collections (I had a lot of federal student loans transferred and they just disappeated on TU). Anyways, it's possible people . Once I can get TU in order and that midland collection falls of EQ next year, I'll be good

[lavencedora]

Wow! Congratulations! If you're here now, next year you will be off the charts! It's got to feel good. :-)

[Jimmyl66]

I wonder if something changed recently with experian score model. All my scores are hovering around 650 except for experian which is at 713. I only have 1 negative item showing on all 3 (midland) which should be falling off any day now.

Congratulations none the less!

[alvon123]

congrats

[VirtualCuriosity]

Congrats.  That didn't take too long.