I finally hit over 700 credit score. My FICO from Discover card gave me the update. I'm so excited after a year of rebuilding.
Awesome!! Keep building! 
Congrats! Would you be willing to share a bit of your journey to 700?
Of course! I opened 10 credit cards. I make monthly payments on time. I had a bad history of late payments. Currently 24 latest are reporting that don't fall off until 2019. I had three collections, one was removed not sure why. I was planning on pay for delete but it's not reporting anymore. I payed for delete one of the collections. It was a small medical bill. I'm going to PFD the third collection but it's larger so I have to save. Also I have 10% UTIL and I'm working on paying it down. 22k total in available credit. But how I started apping is because Cap One sent a pre approved letter when my credit was about 590, but that gave me confidence so I apped for two more Cap One cards and one Credit One card (but I already closed them). When I got up to 680 I apped for Amex Discover Wal-Mart and Amazon Target and Amazon. I just need a lot of on time payments. I also signed up for credit Karma, credit wise although they are fakos I see the activity there. I get my Fico my Amex EX Discover TU myfico EQ.
congrats! !!!
