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700's club

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Anonymous
Not applicable
‎06-04-2016 07:41 PM
‎06-04-2016 07:41 PM

700's club

After long awaited moment, all the negatives except for one (medical co which i'll be requesting PFD on monday) fell off. Now my scores are 744 719 720

All three spiked up 40 - 60 points. Thanks to everyone in this forum. 

 

Next up I need to app for couple of cards which will benefit me even more with increased credit line. 

 

 

Message 1 of 8
7 REPLIES 7
AutoBot
Established Contributor
‎06-05-2016 03:55 AM
‎06-05-2016 03:55 AM

Re: 700's club

I say congrats, but I am so jealous right now. Smiley Tongue

Message 2 of 8
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RonM21
Valued Contributor
‎06-05-2016 06:03 AM
‎06-05-2016 06:03 AM

Re: 700's club

Nice to hear! Congrats to you.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 8
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EW800
Valued Contributor
‎06-05-2016 06:10 AM
‎06-05-2016 06:10 AM

Re: 700's club

Congratulations! Nice scores!
Best wishes on the PFD that you mentioned that you would be going after!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 4 of 8
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Anonymous
Not applicable
‎06-05-2016 06:37 PM
‎06-05-2016 06:37 PM

Re: 700's club

Awesome job congrats i have along way to go
Message 5 of 8
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bourgogne
Valued Contributor
‎06-05-2016 07:47 PM
‎06-05-2016 07:47 PM

Re: 700's club

that is really good news, congrats - had the same thing happen to me a few days ago, felt good.  I have my single bad with creditshield360, will find out wed if miracles are possible lol.  may I ask the age and # of bads you had drop off that made the scores pop?  what kind of cards are you thinking of getting?  well done!

Message 6 of 8
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Anonymous
Not applicable
‎06-06-2016 01:38 AM
‎06-06-2016 01:38 AM

Re: 700's club

What letters you sent. I need help. Congrats
Message 7 of 8
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surferchris
Valued Contributor
‎06-06-2016 08:17 AM
‎06-06-2016 08:17 AM

Re: 700's club

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 8 of 8
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